CLIENTS for LIFE! My goal is to always meet your goals, and earn your business and referrals for life.  Choosing the right broker means more than simply finding the lowest quote on a rate.  As your needs change, and the lending environment changes, I'll help keep you on track toward reaching your goals. Finding the right mortgage is essential to your financial well being. For most, it is the largest obligation they'll have.  We'll filter through all of the rumours, catches and hidden tricks, and match you with the best plan for you. Fortunately, with your business and that of your referrals of family and friends, we are financially strong and still in the mortgage business for the long haul. Emery has always done the highest quality loans ("A-paper").  We have surpassed 40,000 successfully closed loans since our founding in 1993, built on a network of over 15,000 clients gained ONLY from referrals.  We do not advertise, saving us money, and passing the savings on to you and your referrals. As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, they may not know it.  Fortunately, your mortgage broker, Emery Financial, will be around to take care of business.  If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you by kindly referring them to me. For an application, please click here, give us a call at (800) 573-6379 x291, or email us.   To check status of an existing application please log in.   Support Laguna Beach Schools and have a blast at the same time!  SchoolPower's 3rd Annual "Chef's Challenge" is Monday, November 14, 2011 at the Lumberyard Restaurant!     We encourage you to use these quality companies to protect and improve your credit!   Get a 10% Discount on LifeLock! - Click on this banner to enroll today    Try MyFico.com to help you monitor your credit scores!  Forbes Life News:   The Tortuous Conservative History of the Individual Mandate   Clint Eastwood and Chrysler: The Politics of a Car Commercial   Ford Didn't Appreciate Chevy's Humor   Chrysler's Super Bowl Ad: Was There A Flag on the Play?   Car of the Week: 2012 Mercedes-Benz C250 More news... These articles are property of Forbes.com and protected by copyright. Mortgage Calculator: Sales Price: $ Down: % Interest Rate: % Term: yrs Monthly payment: $ State: County: City: Zip:    Subscribe to Our Newsletter Enter your email address to receive our weekly market updates!   *Name: *Email: Phone: Note: Fields with an * are required Market Updates & Commentary:   Bond Market Update: 07-Feb-12 03:48 ET 1/1/0001 12:00 AM Losse...Read More   Bond Market Update: 07-Feb-12 02:54 ET 1/1/0001 12:00 AM Trappe...Read More   Bond Market Update: 07-Feb-12 01:55 ET 1/1/0001 12:00 AM Afternoon Updat...Read More   Bond Market Update: 07-Feb-12 01:17 ET 1/1/0001 12:00 AM Auction Reactio...Read More   Bond Market Update: 07-Feb-12 01:07 ET 1/1/0001 12:00 AM Auction U...Read More   Bond Market Update: 07-Feb-12 12:05 ET 1/1/0001 12:00 AM $32B 3-yr Note Auction Previe...Read More   Bond Market Update: 07-Feb-12 11:36 ET 1/1/0001 12:00 AM Under Pressur...Read More   Bond Market Update: 07-Feb-12 10:46 ET 1/1/0001 12:00 AM Aussie Hits Multi-Month High after RBA Leaves Rates Unchanged...Read More   Bond Market Update: 07-Feb-12 09:48 ET 1/1/0001 12:00 AM Slumpin...Read More   Bond Market Update: 07-Feb-12 08:55 ET 1/1/0001 12:00 AM European Yield...Read More Market Updates & Commentary:   Semi's Stock Continues to Rise 2/7/2012 11:43 AM Wisconsin was the first school to offer Ottawa (KS) small forward Semi Ojeleye in June. Even though the four-star prospect has double-digit offers, Ojeleye hasn't forgotten about Wisconsin, which is one of the hardest schools recruiting him...Read More   Which teams have a run left? 2/7/2012 10:23 AM Arizona sits at the top of the team rankings, but a big shakeup could still happen when guys like Nerlens Noel make their college choice...Read More   Nike Extravaganza: Isaac Hamilton 2/6/2012 7:07 PM SANTA ANA, Calif. -- FOXSportsNEXT/Scout.com catch up with Isaac Hamilton to discuss his recruiting process. The 2013 shooting guard shares who's recruiting him the hardest and which college coaches he's closest to...Read More   Nike Extravaganza: Stanley Johnson 2/6/2012 7:00 PM SANTA ANA, Calif. -- Stanley Johnson talks with Scout.com at the Nike Extravaganza. The 2014 small forward gives an update on his recruiting process and shares where he will take his next visit. ...Read More   Nike Extravaganza: Notebook 2/5/2012 4:47 PM The 2012 Nike Extravaganza had several top prospects but two of the best players in attendance were emerging unsigned seniors. Notes on them as well as two West Coast prospects with leaders in their recruitments...Read More   Nike Extravaganza: Recap 2/5/2012 4:32 PM SANTA ANA, Calif. -- Shabazz Muhammad stole the spotlight with his 41-point effort on just 20 shots, but Xavier Johnson, Anthony January and Jahlil Okafor had promising performances as well...Read More   One on One with Muhammad 2/5/2012 2:53 PM SANTA ANA, Calif. -- After lighting up the scoreboard for 41 points on 13-for-20 shooting against Chicago (Ill.) Whitney Young, Shabazz Muhammad discusses the schools involved with his recruitment in an interview with Scout.com...Read More   Jordan Brand Classic Roster 2/2/2012 11:40 AM Jordan Brand and Nike released their All-American teams and the event is highlighted by 15 top 25 prospects...Read More   Kentucky sees top prospects 2/1/2012 6:03 PM Hot News for SF Shabazz Muhamma...Read More   Taylor back on court 2/1/2012 4:43 PM One of the top unsigned seniors out west is combo guard Brendyn Taylor, who is finally back on the court for Fairfax. He gives Scout.com an update on his recruitment...Read More Market Updates & Commentary:   Israeli Jews in a Palestinian state 7/25/2011 6:00 PM As Palestinians campaign for statehood, an Israeli settler in the WestBank city of Hebron considers a city shared by Muslims and Jew...Read More   Rupert Murdoch and News Corporation 7/22/2011 6:00 PM As a tumultuous week draws to a close, our correspondents discuss the decline and possible fall of Rupert Murdoch's media empir...Read More   The week ahead: July 21st 2011 7/21/2011 6:00 PM Rupert Murdoch fends off criticism over his leadership, America grapples with its debt ceiling and Peru inaugurates a new presiden...Read More   Babbage: July 20th 2011 7/20/2011 6:00 PM Patent wars at HTC and Apple, Intel's second quarter results and the online music business gets a new D...Read More   Money talks: July 18th 2011 7/19/2011 6:00 PM Policymakers in the euro-zone look for a way out of the crisis, while politicians in America manufacture one of their own...Read More   "Submergence," a novel 7/15/2011 6:00 PM Jonathan Ledgard, our East Africa correspondent, discusses his novel about isolation and love amidst the chaos of war-ravaged Somalia...Read More   Doing business in Auckland 7/14/2011 6:00 PM New Zealanders are friendly, but don't try to sneak food across the borders. Between meetings, we recommend exploring beyond the city...Read More   The week ahead: July 14th 2011 7/14/2011 6:00 PM Britain's phone-hacking scandal continues, the results of Europe's bank stress-tests are released and Hillary Clinton visits Indi...Read More   Babbage: July 13th 2011 7/13/2011 6:00 PM In this week's programme: the rapid rise of Google+, potential job losses at Cisco and the imminent launch of Apple's OSX Lio...Read More   Europe's crisis takes a bad turn 7/12/2011 6:00 PM Italy enters the European debt crisis, and politicians and central bankers begin a long summer of painful negotiation...Read More

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© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker – License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.