Advice, Community & Common Sense Join others already taking advantage of this 'dip' May 15th, 2010 9:09 PM We are experiencing an amazing period in mortgages these last couple of weeks! The past three times I have made a "Rate Alert" blog post on a weekend, it has proven to be the best time to catch a brief 'dip' in interest rates. Tell your family, friends, neighbors and coworkers to ensure they also get the best with Emery! In the world of mortgages, chaos and turmoil usually result in low interest rates and this month so far has proven that. We are recommending anyone that can refinance -- all of your family, friends and coworkers who are not already in process with us to refinance -- do so now to get locked into a lower interest rate before rates head higher from increased global debt loads. I have outlined below some options for the low loan to value loans with higher credit scores and no 2nd mortgages to leave in place. "No cost" loans mean that we pay ALL the closing costs and nothing is added to the principal balance. "0 points" means that there are no points but you will be responsible for 3rd party closing costs which are roughly $3,000 and can usually be added to the principal balance. In between ball games and chores this weekend, take a minute to check-in with me by email here. A sample range of available rates based on the scenarios I describe above: 30 Year Fixed: 4.875 % - 5.250 % 5, 7 Year Adjustable Rates (ARM): 3.750 % - 4.375 % Posted by Rick Geary on May 15th, 2010 9:09 PMPost a Comment (0) Subscribe to this blog * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

Recent Posts: Top 10 Best Christmas Gifts 2011 Pumpkin Carving from Squidoo.com Cooking With Kids - It's Fun for the Whole Family! Tax Day 2011 Freebies "Uncertainty and mystery are the energies of life" Mortgage rates are up so the sky must be falling? Giving Experiences, Not Things, This Holiday Season Join others already taking advantage of this 'dip' Tax Day Benefits!? California's 2010 Home Buyer Tax Credit Details! Archive: August 2007 2nd Mortgages - Current Markets Update Posted by Rick Geary on August 31st, 2007 10:27 AM Jumbo Mortgage Lender Watch Posted by Rick Geary on August 30th, 2007 4:21 PM March 2010 Rates Rising? Is the Party Really Over? Posted by Rick Geary on March 24th, 2010 6:23 PM Tax Credits for Energy Efficient Remodels Posted by Rick Geary on March 11th, 2010 7:23 PM November 2009 Home Buyer Tax Credit Extended & Expanded! Posted by Rick Geary on November 6th, 2009 11:17 AM Changing Seasons Posted by Rick Geary on November 3rd, 2009 8:13 AM September 2009 Quantitative Easing - Friend or Foe? Posted by Rick Geary on September 10th, 2009 9:58 AM April 2009 MHA 2009 Update & $729,750 Loans Again! Posted by Rick Geary on April 5th, 2009 1:21 PM March 2009 Make Home Affordable Initiative of 2009 Posted by Rick Geary on March 5th, 2009 12:05 PM February 2009 2009 Economic Stimulus Plan Update Posted by Rick Geary on February 17th, 2009 8:55 PM Fed Illusions and What You Need to Know Posted by Rick Geary on February 4th, 2009 2:03 PM December 2008 Changes Good and Bad...Again Posted by Rick Geary on December 12th, 2008 10:57 PM November 2008 A Friendly Reminder... Posted by Rick Geary on November 21st, 2008 4:22 PM A Salute to Our Veterans Posted by Rick Geary on November 10th, 2008 4:23 PM August 2008 Change is Constant - This is a MUST read! Posted by Rick Geary on August 21st, 2008 5:04 PM July 2008 Things are Looking Up! Posted by Rick Geary on July 9th, 2008 11:56 AM May 2008 FINALLY!! Higher Conforming Loan Limit AND Great Rates!! Posted by Rick Geary on May 9th, 2008 9:30 AM Fed's Last Stand? Posted by Rick Geary on May 1st, 2008 4:51 PM March 2008 FHA Limits Released, Fannie Mae Plans Announced! Posted by Rick Geary on March 7th, 2008 5:02 PM February 2008 Conforming Loan Limit Increase OK'd by Congress Posted by Rick Geary on February 8th, 2008 11:09 AM January 2008 Who's Looking Out For You? Posted by Rick Geary on January 17th, 2008 6:16 PM September 2007 Greenspan on Market Psychology Posted by Rick Geary on September 21st, 2007 9:15 AM Fed Meeting Update - What's Next? Posted by Rick Geary on September 18th, 2007 8:13 PM Fed Cut News Posted by Rick Geary on September 18th, 2007 12:23 PM Fed Meeting Results - Sep 18, 2007 Posted by Rick Geary on September 18th, 2007 11:45 AM March 2010 (2) November 2009 (2) September 2009 (1) April 2009 (1) March 2009 (1) February 2009 (2) December 2008 (1) November 2008 (2) August 2008 (1) July 2008 (1) May 2008 (2) March 2008 (1) February 2008 (1) January 2008 (1) September 2007 (4) August 2007 (2) My Favorite Blogs: Sites That Link to This Blog:

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