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Please enjoy this short video featuring EquityKeyTM client stories!
Conversations about EquityKey - watch the video (it's a popup!)
A few of the more common questions about EquityKeyTM:
Who is EquityKey TM?
EquityKeyTM is a real estate investment company that offers the EquityKeyTM real estate option. EquityKeyTM is owned by KBC Financial Products, a U.S. unit of the $450 billion Belgium-based KBC Bank, one of the world’s leading financial institutions. KBC employs more than 50,000 people and serves over 11 million customers worldwide.
How much money will I receive from the EquityKeyTM program?
For each qualified homeowner, the lump sum offered will be between 10%-15% of the home’s appraised value (20%-30% if 2 qualified homeowners participate).
Example: John and Irma Smith. Their home appraised for $750k. John qualified and was offered a $100,000 lump sum! They will use the money to purchase a life insurance policy to complete their estate planning, and provide peace of mind.*
How EquityKeyTM work?
EquityKeyTM is making an investment in a homeowner’s property. In exchange for an upfront payment, EquityKeyTM receives the right to share in the future appreciation of the property.
How do Homeowners qualify for EquityKeyTM?
Homeowners must be between 65 and 85 years old, and satisfy health standards required by life insurance carriers. EquityKeyTM buys a life insurance policy as part of every transaction. This allows the company to hedge against losses if the homeowner unexpectedly passes away before the property has appreciated. It also gives EquityKeyTM the liquidity to buy the home if the homeowner passes away, ensuring a smooth estate settlement process.
Do I have to pay the money back to EquityKeyTM?
The money you receive from EquityKey TM is not a loan, line of credit, or debt** of any kind. EquityKeyTM is purchasing a percentage of the future and unknown appreciation of your home and the money paid to you is yours to keep.
As long as you abide by your agreement with EquityKeyTM you will not have to pay back the money paid to you.
* This is a hypothetical example only. Nothing in this example is intended to provide financial, tax or other estate planning advice. Please contact your financial, tax or other advisor concerning your options and what may be best suited for you.
** Terms & Conditions Apply Qualified Participants Only.
Please email or call us today and see if EquityKeyTM fits your, or your loved ones, financial goals! We specialize in working with estate attorneys, financial planners, business advisors and CPAs.
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