CLIENTS for LIFE! My goal is to always meet your goals, and earn your business and referrals for life.  Choosing the right broker means more than simply finding the lowest quote on a rate.  As your needs change, and the lending environment changes, I'll help keep you on track toward reaching your goals. Finding the right mortgage is essential to your financial well being. For most, it is the largest obligation they'll have.  We'll filter through all of the rumours, catches and hidden tricks, and match you with the best plan for you. Fortunately, with your business and that of your referrals of family and friends, we are financially strong and still in the mortgage business for the long haul. Emery has always done the highest quality loans ("A-paper").  We have surpassed 40,000 successfully closed loans since our founding in 1993, built on a network of over 15,000 clients gained ONLY from referrals.  We do not advertise, saving us money, and passing the savings on to you and your referrals. As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, they may not know it.  Fortunately, your mortgage broker, Emery Financial, will be around to take care of business.  If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you by kindly referring them to me. For an application, please click here, give us a call at (800) 573-6379 x291, or email us.   To check status of an existing application please log in.   Support Laguna Beach Schools and have a blast at the same time!  SchoolPower's 3rd Annual "Chef's Challenge" is Monday, November 14, 2011 at the Lumberyard Restaurant!     We encourage you to use these quality companies to protect and improve your credit!   Get a 10% Discount on LifeLock! - Click on this banner to enroll today    Try MyFico.com to help you monitor your credit scores!  Forbes Life News:   Chrysler's Kumbaya King   James Beard Awards: Mercedes-Benz Next Best New Restaurant, Daniel Humm Outstanding Chef   Why GM Yanked Its Facebook Ads On Eve Of IPO   GM Says Facebook Ads Don't Work, Pulls $10 Billion Account   GM Says Facebook Ads Don't Work, Pulls $10 Million Account More news... These articles are property of Forbes.com and protected by copyright. Mortgage Calculator: Sales Price: $ Down: % Interest Rate: % Term: yrs Monthly payment: $ State: County: City: Zip:    Subscribe to Our Newsletter Enter your email address to receive our weekly market updates!   *Name: *Email: Phone: Note: Fields with an * are required Market Updates & Commentary:   Bond Market Update: 16-May-12 03:41 ET 1/1/0001 12:00 AM Fla...Read More   Bond Market Update: 16-May-12 02:08 ET 1/1/0001 12:00 AM FOMC Minute...Read More   Bond Market Update: 16-May-12 01:39 ET 1/1/0001 12:00 AM Driftin...Read More   Bond Market Update: 16-May-12 12:53 ET 1/1/0001 12:00 AM Afternoon Updat...Read More   Bond Market Update: 16-May-12 11:28 ET 1/1/0001 12:00 AM Pound Falls Below 1.60...Read More   Bond Market Update: 16-May-12 10:12 ET 1/1/0001 12:00 AM Trappe...Read More   Bond Market Update: 16-May-12 09:18 ET 1/1/0001 12:00 AM European Yield...Read More   Bond Market Update: 16-May-12 08:37 ET 1/1/0001 12:00 AM Data Reactio...Read More   Bond Market Update: 16-May-12 07:37 ET 1/1/0001 12:00 AM Weaker Poun...Read More   Bond Market Update: 16-May-12 07:01 ET 1/1/0001 12:00 AM Little Change...Read More Market Updates & Commentary:   Robinson twins have options 5/16/2012 4:35 PM Tyree Robinson and Tyrell Robinson are receiving serious college attention for both basketball and football. What sport or sports will the 2013 San Diego Lincoln twins play at the next level...Read More   Dorsey's List is Growing 5/15/2012 12:49 PM Tyler Dorsey is focused on finishing up his freshman year strong, academically. Meanwhile, offers continue to roll in for the 2015 guard. His father, Jared Dorsey, took time to talk about his son's recruiting process...Read More   Rooks enjoys visit 5/14/2012 11:32 PM Kameron Rooks and his high school assistant and AAU coach Anthony Bolton visited Arizona on Monday. Read on to see where the Wildcats now stand, what Rooks needs to do to get an offer, and more...Read More   Aaron looking around 5/14/2012 9:27 PM Arizona is continuing to recruit Shaqquan Aaron as a top priority and it is paying off. Read on to see just how much, what Aaron has to say about possibly committing to Arizona, and more...Read More   Allen cuts list 5/14/2012 7:34 PM Dakarai Allen has narrowed down his school list to 10. Who made the cut...Read More   EYBL Dallas: Day Two - Part A 5/13/2012 12:38 AM FRISCO, TX - It was a busy day at the EYBL Session No. 3. Several players stepped up big, but maybe no one put on a better show than Rondae Jefferson...Read More   Highlights: Paul Watson 5/12/2012 10:05 PM Highlights of San Diego State target forward Paul Watson at the Hall of Fame Championship in Corona, CA...Read More   Robbins to Oregon State 5/11/2012 9:00 PM Victor Robbins has found a home, committing to Oregon State on Friday. He talked to Scout.com about his decision...Read More   Highlights: Jordan McLaughlin 5/8/2012 11:04 PM One of the top point guards in the 2014 class is Etiwanda's Jordan McLaughlin. Here are highlights of McLaughlin in the CIF semifinals against Long Beach Poly...Read More   List has been cut 5/7/2012 11:01 PM Four-star prospect Semi Ojeleye has trimmed his list of suitors down...Read More Market Updates & Commentary:   Israeli Jews in a Palestinian state 7/25/2011 6:00 PM As Palestinians campaign for statehood, an Israeli settler in the WestBank city of Hebron considers a city shared by Muslims and Jew...Read More   Rupert Murdoch and News Corporation 7/22/2011 6:00 PM As a tumultuous week draws to a close, our correspondents discuss the decline and possible fall of Rupert Murdoch's media empir...Read More   The week ahead: July 21st 2011 7/21/2011 6:00 PM Rupert Murdoch fends off criticism over his leadership, America grapples with its debt ceiling and Peru inaugurates a new presiden...Read More   Babbage: July 20th 2011 7/20/2011 6:00 PM Patent wars at HTC and Apple, Intel's second quarter results and the online music business gets a new D...Read More   Money talks: July 18th 2011 7/19/2011 6:00 PM Policymakers in the euro-zone look for a way out of the crisis, while politicians in America manufacture one of their own...Read More   "Submergence," a novel 7/15/2011 6:00 PM Jonathan Ledgard, our East Africa correspondent, discusses his novel about isolation and love amidst the chaos of war-ravaged Somalia...Read More   Doing business in Auckland 7/14/2011 6:00 PM New Zealanders are friendly, but don't try to sneak food across the borders. Between meetings, we recommend exploring beyond the city...Read More   The week ahead: July 14th 2011 7/14/2011 6:00 PM Britain's phone-hacking scandal continues, the results of Europe's bank stress-tests are released and Hillary Clinton visits Indi...Read More   Babbage: July 13th 2011 7/13/2011 6:00 PM In this week's programme: the rapid rise of Google+, potential job losses at Cisco and the imminent launch of Apple's OSX Lio...Read More   Europe's crisis takes a bad turn 7/12/2011 6:00 PM Italy enters the European debt crisis, and politicians and central bankers begin a long summer of painful negotiation...Read More

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© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker – License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.