Fortunately, with your business and that of your referrals of family and friends, we are financially strong and still in the mortgage business for the long haul. Emery has always done the highest quality loans ("A-paper").  We have surpassed 40,000 successfully closed loans since our founding in 1993, built on a network of over 15,000 clients gained ONLY from referrals.  We do not advertise, saving us money, and passing the savings on to you and your referrals.

As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, they may not know it.  Fortunately, your mortgage broker, Emery Financial, will be around to take care of business.  If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you by kindly referring them to me.